Start qualified conversations
Calculators show a client their own numbers, so they arrive already understanding the value and ready to talk.
Technology that creates business conversations with clients to grow your business.
Riverhorse Technologies Limited designs, owns and operates practical digital products that help financial service businesses attract customers, identify opportunities and convert interest into action.
We work across industries, with a deep specialism in financial services — mortgage, KiwiSaver and insurance advisers, FAPs and adviser firms.
calcstudio.riverhorse.io / adviser workspace
Calculator
Mortgage Review
Loan balance
$612,000
Current rate
6.79%
Remaining term
24 years
Illustration only, based on stated assumptions. Not financial advice.
Saved client scenarios
Sarah & Tom Whitely
Mortgage review · refix in 34 days
$8,240 saved
Priya Raman
Cashback refinance · illustration
$5,400 saved
Daniel Okafor
Offset savings · over remaining term
$18,900 saved
Branded report
Share linkPDF report
Our portfolio combines client-facing tools, data, automation, lead generation infrastructure and lead distribution — so the outcome is a conversation with a real client, not a list of names.
The product range
Six products, one purpose: create the conversation.
Each product has a clear job and stands on its own, and they work as one package. Start with the piece you need and add the others as your business grows.
Adviser platform
CalcStudio
Branded calculator journeys, client reports and enquiry capture. Run them yourself, embed them in your site, or let us brand and host a page for you.
Learn more Lead distributionClient Connection
We find and enhance enquiries from our own public calculators, MyRateCheck and HMCIB, start the conversation, and hand the adviser a client who is ready to talk — with a free FindAMortgageBroker listing included.
Learn more Client reactivationCalcStudio Growth
Calculator-led campaigns and database reactivation that turn quiet client records into booked conversations, with follow-up and reporting built in.
Learn more Client data intelligenceBase IQ
Organises your contact and client data, identifies review and opportunity triggers, and builds structured conversation lists for follow-up.
Learn more Database reactivationCampaign IQ
Finds the clients who went cold in your historical database and re-engages them by email, auto-booked reviews or outbound voice — from protected sending domains that keep your main domain safe.
Learn more Technology servicesAI Integrators
AI applied to a real business problem — assistants on your own knowledge base, automation of repetitive admin, and integration into the systems you already use.
Learn moreWhat we do
Specialist technology that creates qualified conversations.
We use calculators to show clients real value, reactivate the base you already have, and tidy the data and admin sitting behind it all.
Turn your old base into customers again
Past clients hold real review triggers. We surface them and turn a quiet database back into booked conversations.
Merge databases, streamline the process
Spreadsheets, CRMs and legacy lists merged into one clean base, with the repetitive admin around it automated.
The lead generator
Not a name and an email. A conversation, and you get all of it.
Every enquiry arrives with the calculator they used, the numbers they entered, the result they saw, what they told us about their situation, and how they got there — so your first call starts halfway through the conversation.
calcstudio.riverhorse.io / qualified enquiries
Try it
Click a name on the left to look inside a real enquiry.
New enquiries · this week
← Click any name to see everything that came with it.
Sarah & Tom Whitely
Mortgage review · fixed rate rolls in 34 days
$8,240 potential saving
Mortgage Review Calculator
s.whitely@example.co.nz021 448 902Weekday evenings after 6pm
What they entered
- Loan balance
- $612,000
- Current rate
- 6.79%
- Remaining term
- 24 years
- Fixed expiry
- 34 days
$8,240 potential saving
Over the next fixed term, on the assumptions entered.
What they told you
- Property type
- Owner occupied
- Also holds
- Investment property
- Looking to
- Refix and consolidate a personal loan
- Timeframe
- Within the next month
How the conversation started
- 1Opened 'Is your rate still right?' email campaign
- 2Completed the Mortgage Review calculator (3m 12s)
- 3Downloaded the branded results report
- 4Requested a call and picked a time
Suggested opening: They already know their number. Open with the $8,240 illustration and the 34-day expiry.
Illustrative demo with sample data. Calculator outputs are illustrations based on the assumptions entered and are not financial advice.
The lead engine
We do not sell calculators. We sell the conversations they create.
Calculators are the mechanism, not the product. Our own public calculators — MyRateCheck and HMCIB — put a real answer in front of people who are already doing their own maths. Client Connection then finds, enhances and opens each conversation before an adviser ever picks up the phone.
01
Public calculators create demand
MyRateCheck and HMCIB put real calculators in front of people who are already doing their own maths. They get their answer for free — we get a genuine conversation, not a form fill.
02
Client Connection finds and enhances
Client Connection.io verifies and enriches each enquiry, adds the situation behind the numbers, and scores it — so what reaches an adviser is reliable, not raw.
03
We start the conversation
The person is contacted, the intent confirmed and a time agreed. The adviser buys a conversation that is already underway, not a name and an email address.
04
Free directory listing included
Every Client Connection adviser also gets a free listing on the FindAMortgageBroker sites, so enquiries continue to find them directly.
Campaign IQ
Turn a cold database back into booked conversations.
Campaign IQ analyses the client records you already hold, finds the people who went quiet, and re-opens the conversation by email, auto-booked review meeting or outbound voice. Every campaign is sent from dedicated, warmed domains — never your own — so your core operations are protected, and the system is trained over time to perform better against spam filters.
- 01
Historical database in
Old CRM exports, spreadsheets and legacy client lists are merged and cleaned by Base IQ.
- 02
Cold leads identified
Campaign IQ scores the base and segments it — who went cold, when, and what the review trigger is now.
- 03
Protected sending layer
Dedicated warmed domains and mailboxes carry the campaign. Your main domain is never used, so core operations stay clean.
04 — Three ways the conversation happens
Email sequences
Multi-step, personalised sequences with reply handling — tuned over time against spam filters.
Auto-booked meetings
KiwiSaver and insurance annual reviews booked straight into the adviser's calendar.
Outbound voice
The same sequences converted into AI Integrators voice calls for a spoken conversation.
05 — A booked conversation with a client who already knows why you are calling
Replies and bookings flow back into Base IQ, and CalcStudio gives the client their own numbers before the meeting. Everything is reported campaign by campaign.
How it fits together
One cohesive package, six working parts.
Each product does a job on its own, but the value comes from the chain: clean data in, calculator-led conversations out, qualified clients handed over, and less manual work in between.
- 01
Base IQ
Merge spreadsheets, CRMs and legacy lists into one clean base, then surface factual review and opportunity triggers.
- 02
CalcStudio
Give every conversation a branded calculator that shows the client their own numbers — in a meeting, by link, embedded, or on a page we brand for you.
- 03
CalcStudio Growth
Run calculator-led campaigns to new prospects and to your old base, turning interest into booked conversations.
- 04
Client Connection
Enquiries from MyRateCheck and HMCIB are verified, enhanced and opened for you, then passed to the adviser — with a free FindAMortgageBroker listing.
- 05
Campaign IQ
Cold clients in your historical base re-engaged by email, auto-booked reviews or outbound voice, sent from protected domains so your own domain is never at risk.
- 06
AI Integrators
Automate the repetitive admin around it and integrate the whole flow into the systems you already use.
Qualified conversations with people who have already seen their numbers, old clients becoming customers again, and one streamlined base behind both.
Our approach
These are not just calculators.
We start a conversation with a client who wants to talk to you — and we use calculators to do it. The client sees their own numbers, in their own situation, and asks for the call before your team lifts a finger.
Every result is framed as an illustration based on the assumptions entered — the conversation that follows is where the value is created.
Who we work with
- Mortgage and financial advisers
- KiwiSaver and insurance advisers
- FAPs and adviser firms
- Real estate agencies
- Rest homes and retirement villages
- Solar and home improvement sales
- Vehicle, asset and equipment finance
- Any business where a customer decision has numbers attached
Bespoke work
Bring us your idea and we will build the campaign around it.
We build bespoke, dedicated and tightly focused campaigns for a single business — a calculator built to your product and your numbers, the landing page and follow-up around it, and reporting on the conversations it creates. There is no menu to choose from. Contact us with your specific idea or concept and we will shape it with you.
Contact us with your ideaYour concept
Start here
Tell us the client problem or opportunity you want to open up a conversation about.
A calculator built for it
Bespoke
Built to your product, your numbers and your market — in financial services or any other sector.
A focused campaign
Done for you
Landing page, enquiry capture, follow-up and booking, run to your target audience.
Reported monthly
Measured
Starts, completions, conversations and appointments — so you can see what it created.
Let's discuss your needs.
Tell us the business problem you are trying to solve and we will walk you through the parts of the Riverhorse range that fit — calculators, client data, campaigns or AI.