A portfolio of products that create client conversations.
Riverhorse Technologies Limited designs, owns and operates practical digital products that help financial service businesses attract customers, identify opportunities and convert interest into action — client-facing tools, data, automation, lead generation infrastructure and lead distribution.
Our products
Each product has a clear job.
CalcStudio gives you the calculators; CalcStudio Growth uses them to find the opportunities. Client Connection supplies ready conversations, and Base IQ, Campaign IQ and AI Integrators extend the same idea into client data, reactivation and applied AI. Financial services is our deepest specialism, and every product is built to work in other industries too.
CalcStudio
The core calculators: branded journeys, client reports and enquiry capture you own. Run them yourself, embed them in your existing site, or let us brand and host a page for you.
Learn more Lead distributionClient Connection
Finds and enhances enquiries from our public calculators MyRateCheck and HMCIB, starts the conversation, and hands the adviser a client who is ready to talk — plus a free FindAMortgageBroker listing.
Learn more Opportunity engineCalcStudio Growth
Uses the calculators to define client opportunities for you — the full calculator library, calculator-led campaigns, database reactivation, follow-up and reporting, plus bespoke calculators built to your brief.
Learn more Client data intelligenceBase IQ
Organises adviser contact and client data, identifies review and opportunity triggers, and builds structured conversation lists for follow-up.
Learn more Database reactivationCampaign IQ
Analyses your historical database to find the clients who went cold, then re-engages them by email, auto-booked review meetings or outbound voice — sent from protected domains so your main domain is never at risk.
Learn more Technology servicesAI Integrators
AI applied to a real business problem — assistants built on your own knowledge base, automation of repetitive admin, and integration into the systems you already use.
Learn moreHow it packages together
Calculators are the mechanism. Conversations are the product.
Public calculators create the demand, Client Connection makes it reliable, CalcStudio gives the adviser their own version of the same thing, and Base IQ and AI Integrators keep the data and admin behind it clean.
Public calculators create demand
MyRateCheck and HMCIB put real calculators in front of people who are already doing their own maths. They get their answer for free — we get a genuine conversation, not a form fill.
Client Connection finds and enhances
Client Connection.io verifies and enriches each enquiry, adds the situation behind the numbers, and scores it — so what reaches an adviser is reliable, not raw.
We start the conversation
The person is contacted, the intent confirmed and a time agreed. The adviser buys a conversation that is already underway, not a name and an email address.
Free directory listing included
Every Client Connection adviser also gets a free listing on the FindAMortgageBroker sites, so enquiries continue to find them directly.
See it working
A live demo for every product.
Each of these is interactive — click through them to see what your team and your clients would actually use.
CalcStudio
The adviser workspace: a calculator, saved client scenarios with the savings attached, and a branded report ready to send.
Calculator
Mortgage Review
Loan balance
$612,000
Current rate
6.79%
Remaining term
24 years
Illustration only, based on stated assumptions. Not financial advice.
Saved client scenarios
Sarah & Tom Whitely
Mortgage review · refix in 34 days
$8,240 saved
Priya Raman
Cashback refinance · illustration
$5,400 saved
Daniel Okafor
Offset savings · over remaining term
$18,900 saved
Branded report
CalcStudio Growth
The lead generator. Every enquiry arrives as a full conversation — calculator used, numbers entered, result seen, situation described.
Click a name on the left to look inside a real enquiry.
New enquiries · this week
← Click any name to see everything that came with it.
Sarah & Tom Whitely
Mortgage review · fixed rate rolls in 34 days
$8,240 potential saving
Mortgage Review Calculator
What they entered
- Loan balance
- $612,000
- Current rate
- 6.79%
- Remaining term
- 24 years
- Fixed expiry
- 34 days
$8,240 potential saving
Over the next fixed term, on the assumptions entered.
What they told you
- Property type
- Owner occupied
- Also holds
- Investment property
- Looking to
- Refix and consolidate a personal loan
- Timeframe
- Within the next month
How the conversation started
- 1Opened 'Is your rate still right?' email campaign
- 2Completed the Mortgage Review calculator (3m 12s)
- 3Downloaded the branded results report
- 4Requested a call and picked a time
Suggested opening: They already know their number. Open with the $8,240 illustration and the 34-day expiry.
Illustrative demo with sample data. Calculator outputs are illustrations based on the assumptions entered and are not financial advice.
Base IQ
Merge messy sources into one clean base, then turn it into a prioritised list of review conversations.
Sources brought together
Adviser CRM export
3,142 records
Old spreadsheet (2019–2022)
1,880 records
Insurance book handover
742 records
Website enquiries
615 records
6,379 raw records in → one merged base
AI Integrators
An after-hours enquiry answered, booked and filed before you open your laptop.
Enquiry lands
Sarah completes the Mortgage Review calculator at 9:42pm. The enquiry, her inputs and her result arrive in one record.
Adviser time spent so far: under 60 seconds.
Illustrative demo. Every automated step is reviewable and can require your approval.
Campaign IQ
Cold clients re-engaged from protected sending domains, with open, reply and meeting rates reported campaign by campaign.
| Campaign | Contacts | Sent | Opened | Replied | Meetings | Bounced |
|---|---|---|---|---|---|---|
Home Loan | Cold base | 7 Jan 2026 3 sequences · Created Jan 06, 12:45 PM | 1,180 | 2,480 | 2,139 86.27% | 578 54.55% | 578 54.55% | 0 0% |
KiwiSaver annual reviews | Under 40 1 sequence · Created Nov 24, 09:02 AM | 340 | 340 | 255 75% | 0 0% | 0 0% | 0 0% |
Home Loan | Initial list | 11 Nov 2025 3 sequences · Created Nov 11, 02:07 PM | 940 | 2,110 | 2,020 95.74% | 269 13.33% | 269 13.33% | 16 0.76% |
Business owners | B2B 3 sequences · Created Nov 10, 05:14 PM | 860 | 1,930 | 1,750 90.7% | 135 7.69% | 135 7.69% | 0 0% |
First campaign run 1 sequence · Created Oct 29, 11:00 AM | 115 | 115 | 55 48% | 9 8.33% | 9 8.33% | 14 12% |
Illustrative results from campaigns run on the platform. Results depend on list quality, offer and how the process is executed. Future outcomes may vary.
Roadmap
What is coming next.
FMR / Follow My Referrals is in development as a future Riverhorse product. It is not available yet and is listed here for transparency only.